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6 Cards in this Set
- Front
- Back
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Personal property |
Contents of the insured's dwelling and other personal property owned, worn or used by the insured while on the premises, which is usual to the ownership or maintenance of a dwelling. (Reference pg 2-5) |
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Additional living expenses |
Coverage that provides for additional cost of living elsewhere when the dwelling is damaged by an insured peril and the damage is sufficient to make the dwelling unfit for occupancy, or requires that the insured move out while repairs are being made. Also provides for loss of fair rental value if part of the dwelling was rented or being held for rental at the time of the loss. (Reference pg 2-8) |
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Vandalism |
The wilful or ignorant destruction of property. (Reference pg 2-19) |
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Malicious act |
Wrongful act done without legal justification or excuse. (Reference pg 2-19) |
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Vacant |
Refers to circumstances where, regardless of the presence of furnishings, all occupants have moved out with no intention of returning and no new occupant has taken up residence; or in the case of a newly constructed house, no occupant has yet taken up residence. (Reference pg 2-19) |
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Theft |
Includes all means of taking property without the owner's consent. (Reference pg 2-24) |
