Pros And Cons Of Obamacare

Improved Essays
The Patient Protection and Affordable Care Act, “Obamacare”, affects the healthcare industry and the way America delivers healthcare. The act focuses on providing more Americans with affordable, quality health insurance through reforms, taxes, regulations, and exchanges. The benefits are that more Americans have health insurance, it is more affordable to have, people with pre-existing conditions cannot be denied coverage, regulates the health insurance industry, reduces health care spending, and there are no set limits on the amount of money insurance companies can spend on an individual. The unfortunate cons to the PPACA is many people have to pay higher premiums, taxes are rising due to the ACA, you can be fined for not having health insurance, and some employers are cutting employees hours to avoid covering them.
A previous flaw from the health care system delivered before PPACA was sign into law was insurance coverage. According to the Bureau of Census, “Up to 129
…show more content…
Also, according to the U.S. Department of Health & Human Services, “The PCIP program provided health coverage options to individuals who were uninsured for at least six months, had a pre-existing condition, and had been denied coverage (or offered insurance without coverage of the pre-existing condition) by a private insurance company. Now, thanks to the Affordable Care Act, health insurance plans can no longer deny anyone coverage for their pre-existing condition”. “Obamacare” has a conflict theorist perspective- the theory suggests that social inequality (gender, race, class, age) and overall health inequality (pre-existing conditions such as, asthma, diabetes, cancer, and pregnancy) characterizes the quality of healthcare a person can receive. On the PPACA, it is illegal to charge women different rates than men, stops insurance from dropping you when you are sick, improves Medicare for

Related Documents

  • Decent Essays

    The Congressional Budget Office has yet to release its evaluation of the bill Cassidy co-authored with Senator Lindsey Graham of South Carolina. Its reviews of earlier GOP bills in the House and Senate found that at least 22 million fewer people would have coverage by 2026, compared to current law. It's difficult to say exactly what the coverage losses would be under the Graham-Cassidy bill, experts say. That's largely because it would give a lot of control over health care to the states, while at the same time curtailing federal funding.…

    • 406 Words
    • 2 Pages
    Decent Essays
  • Great Essays

    Despite about nine percent of Americans being uninsured, around 50% of Americans receive private insurance via their employer. More than half of Americans have private insurance via their employer or the marketplace, with each insurance plan varying greatly in the coverage provided and the cost to the policyholder. For those living in the United States, understanding the complexities of coverage and healthcare financing is challenging, with many not entirely knowing the complete system (ISPOR, n.d.). The health care system is a polarizing topic in the United States, with new legislation often occurring on the state and federal levels. There is a need for Americans to understand the health care policies and legislation that can affect them, as just because an individual or family is insured does not guarantee they will receive certain services for a particular fee.…

    • 2530 Words
    • 11 Pages
    Great Essays
  • Improved Essays

    The articles relate to the Affordable Care Act (ACA) and how many millions of individuals are enrolling to get health care coverage under the ACA thru the government insurance exchanges and how many more millions are returning to the exchanges to renew their coverage. Additionally, the uninsured rate had dropped in eight states because of the ACA, now that many people are qualifying for healthcare due to the Medicaid expansion. Even though millions of people have gotten healthcare coverage there are still millions of individuals that are uninsured and its mostly due to the fact that some states have not expanded their Medicaid coverage. Furthermore, even though many people have insurance to get heath care, now, the problem is obtaining quality…

    • 220 Words
    • 1 Pages
    Improved Essays
  • Superior Essays

    Obamacare Pros And Cons

    • 1093 Words
    • 5 Pages

    Since March of 2010, the American people have had to suffer under the incredible economic burden of the Affordable Care Act—Obamacare. This legislation, passed by totally partisan votes in the House and Senate and signed into law by the most divisive and partisan President in American history, has tragically but predictably resulted in runaway costs, websites that don’t work, greater rationing of care, higher premiums, less competition and fewer choices. Obamacare has raised the economic uncertainty of every single person residing in this country. As it appears Obamacare is certain to collapse of its own weight, the damage done by the Democrats and President Obama, and abetted by the Supreme Court, will be difficult to repair unless the next…

    • 1093 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    The Affordable Care Act and Florida Since amended in 2010, a heated topic across the country has been the Compilation of Patient Protection and Affordable Care Act, more commonly referred to as the “Affordable Care Act” or “Obamacare”. The Affordable Care Act has caused a rift in legislative bodies in many states. Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (ObamaCare Lawsuit).…

    • 1673 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    Hispanics are one of the highest ethic groups in the United States that are uninsured. In addition, the Hispanic population is one of the fastest growing ethnic groups in the U.S. The Hispanic population is estimated to increase over the next 25 years to 32 million out of a total of 72 million of the US population (Brice, 2000). The U.S. health care system is currently facing one of its most noteworthy social difficulties in decades in regards to its ability to provide access to medical services to the millions of Americans who have lost their health insurance coverage during the recession. The Affordable Care Act, was signed into law on March 23, 2010 for the purpose of reducing inequalities in insurance coverage and providing access to…

    • 1264 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    In 2010 the Affordable Care Act became one of the most talked about pieces of legislation that has brought many mixed reviews. Healthcare is a necessity that each of us need to maintain our lives. While we have an excellent source of healthcare service in the United States, it’s the access to that healthcare that has been a problem for many American’s. There are countries that have already turned to government healthcare. The Affordable Care Act was designed to help each of us have the access to Health care that we have not been able to afford in the past.…

    • 1011 Words
    • 5 Pages
    Improved Essays
  • Superior Essays

    Pros And Cons Of Obamacare

    • 1244 Words
    • 5 Pages

    Obamacare, also known as The Patient Protection and Affordable Care Act, is a very complex and lengthy act. Is there a certain reason why this act is so significant? What are the pros and cons of Obamacare? These are important questions to answer. Each piece of legislation that has ever been through congress has had at least some significance.…

    • 1244 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    As Americans, do we not have the right to provide for and protect our families? In 2010, the largest overhaul of the health care system, since Medicare, began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation brought care to American families that had never participated in a health care program, or never acquired health insurance because of financial hardship (Thompson). Arguably, there is the conservative citizen, and religious members of our society that claim we are creating Socialized Medicine and or interfering with religious freedoms. Equally important, The Affordable Care Act provides access to Medical Insurance to those individuals with the greatest need, at an affordable rate or no fee at all, with securities that the insurance companies no longer hold all the power over the individuals and allowing insured with preexisting conditions to obtain quality health care.…

    • 764 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    What has been the historic role of the American Medical Association in the passage of health insurance legislation? Founded in 1847, the American Medical Association (AMA), the professional organization for physicians that initially opposed Medicare, comparing it with socialized medicine. When it seemed that passage was inevitable, The AMA lobbied for the program to cover only the poor elderly. What has been the impact of the Patient Affordable Care Act (PPACA) of 2010 on the U.S. health care system? The PPACA is intended to provide affordable health care for all Americans and reduce the growth in health care costs.…

    • 522 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    With the ACA, only a handful of poor individuals were covered with health insurance while others are left without it. In…

    • 212 Words
    • 1 Pages
    Improved Essays
  • Improved Essays

    The negative effects of Obamacare Obamacare is one of the more talked about subjects that have occurred over the past five or six years. Many people still have no idea what Obamacare actually is or what it does but it seems to be disliked by a lot of people. Formally called the Affordable Care Act it is a federal law intended to give every U.S. citizen access to health insurance.…

    • 989 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Before the Affordable Care Act, there were many different health insurance companies, each with their own payment plans. These payment plans were difficult for companies, businesses, and individuals. The companies and businesses did not necessarily provide health insurance to their employees. People…

    • 1622 Words
    • 7 Pages
    Improved Essays
  • Decent Essays

    The ACA was passed to enable more Americans to have insurance coverage at a lower cost and to decrease spending in the US (US Department of Health and Human Services, 2013). Here are the pros of the ACA; it provide insurance to more than 17 million Americans, prevent insurers from making unreasonable increase to our premium, children under the age of 26 can continue to have coverage under their parent insurance, there is no limit of care compare to when people use to run out of coverage and people with pre-existing conditions cannot be denied coverage. Here are the cons of ACA; it has cause insurance premium to rise due to the present of pre-existing condition coverage example, I use to pay about eighty dollars for coverage and now I am up one hundred ninety dollars, if you don’t have insurance coverage you are fine and taxes are also increasing to cover extra expenses on Medicare (US Department of Health and Human Services,…

    • 772 Words
    • 4 Pages
    Decent Essays
  • Improved Essays

    Healthcare Expensive Essay

    • 1122 Words
    • 5 Pages

    “An estimate done by the Census Bureau’s, said that thirty-three million Americans lacked health insurance in 2014 reflects a significant and welcome drop from the forty-two million it reported as uninsured in 2013,” said Dr. Robert Zarr, president of Physicians for a National Health Program, today (More Americans gain health coverage, but many can’t afford to use it: doctors group). In this time of rising health care costs, a great amount of Americans experience troubles or difficulties paying for needed health care services. With the costs that are expected to continue rising, changes happening to private insurance plans and public…

    • 1122 Words
    • 5 Pages
    Improved Essays