The Pros And Cons Of The Affordable Care Act

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As Americans, do we not have the right to provide for and protect our families? In 2010, the largest overhaul of the health care system, since Medicare, began with legislation for The Patient Protection and Affordable Care Act(PPACA), also known as Affordable Care Act(ACA) or commonly identified as Obama Care. This legislation brought care to American families that had never participated in a health care program, or never acquired health insurance because of financial hardship (Thompson). Arguably, there is the conservative citizen, and religious members of our society that claim we are creating Socialized Medicine and or interfering with religious freedoms. Equally important, The Affordable Care Act provides access to Medical Insurance to those individuals with the greatest need, at an affordable rate or no fee at all, with securities that the insurance companies no longer hold all the power over the individuals and allowing insured with preexisting conditions to obtain quality health care.
Our Health Car system has undergone a much needed revision, stifling the lack of access for individuals and families access to quality health care. Health care has been forever altered, with the signing of the Affordable Health Care Act(ACA) of 2010. Tamara Thompson called the ACA, “The biggest regulatory overhaul of the American health-care system since Congress approved the Medicare and Medicaid health insurance programs in 1965.” With out a doubt, the citizen’s most effected by these changes presented in this legislation are those of low income families, low income individuals and senior citizens on fixed incomes. In brief, low income families and individuals may newly qualify for free or subsidized health insurance through the Health Insurance Exchange(Thompson) . Expansions provided to Medicaid through Obama Care has open up access to free services, including, but not limited to, wellness programs and preventative care. Health care policies must include access to outpatient services, chronic care, emergency services and many more services. When we speak of access to health care, we must also speak about affordability. Having the best medical plan will only take you so far. Having the ability to pay premiums is a must. In other words, the provisions provided in the ACA provide those below the poverty level to receive medical insurance at no cost. As well as, those parties that earn greater then the poverty level and meet certain income criteria will obtain tax credits through the government. While others in are nation live on fixed incomes, such as, senior citizens, ACA will help with better prescription plans, and closing the “donut hole” as described by Debra Miller in the article "Preface to 'Will the Patient Protection and Affordable Care Act Improve Medicare? '." Closing the donut hole will allow are seniors reduce costs. ACA provides the affordability previously missing from our insurance carriers. Additionally,
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However, having an exchange, or market place that provides individuals to obtain and pay, from a competitive market place, for their private insurance policies is not socialized medicine. Conversely, religious freedom has a multitude of protections provided within the care act itself. As stated in an article by Timpothy Stoltzfus "Separation anxiety: abortion funding & the Affordable Care Act." Religious freedom is protected, the law prohibits the use of federal money be used for abortions, similarly, protecting the doctors from retaliation for refusing to perform

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