effecting more and more people every year, a report released by Michael Keenan shows that an average Australian household is 16 times more likely to be effected by identity fraud then it is to be effected by a robbery, this same report also indicates that people are becoming less concerned about identity crime, however with fraud incidents increasing by 30,000 from 2014 to 2015 and misuse of identity increasing by almost 20,000 from 2014 to 2015 it is best to bring about concern to the ever…
Microchips are smaller than regular sized chips and typically can do the same amount of work, if not more. According to the Merriam-Webster dictionary, a regular chip is “a small wafer of semiconductor material that forms the base for an integrated circuit.” (dictionary) Although microchips seem like a better way to go, there are a few minor complications in this idea, such as the complexity of the circuits, the cost of the materials to make produce it and the function that is required of this…
Having grown up in a family that was torn by divorce, the crippling changes in the economic situation in my home country and eventually immigration, my only financial goal is to be without a lack of assets. Having to pay my own way through undergrad, as well as providing for my personal needs such as clothing, technology and transportation and almost all of my own groceries since I was old enough to work, at no point in my life thus far have I been able to save any of my income for long periods…
Significant new investments should be made only if the return based on replacement cost is greater than the firm’s cost of capital. So, what cash flow, when divided $100,000, gives 6%. A. $4,800 B. $6,000 C. $6,600 D. $8,000 6. Beverly Enterprises owns a nursing home that is currently earning $2.0 million in cash flow on an annual basis, but this amount is expected to drop in the future. The nursing home has a book value of $20 million, a replacement cost of $40 million, and a current…
can communicate with multiple tags at the same time. However, there are three major differences between NFC and RFID. 1. NFC makes it possible for two active devices to communicate in a double way mode such as the Peer-to-Peer (P2P) mode and the card emulation mode. 2. The distance between two devices in NFC is limited at close proximity, usually 5cm or less. Studies have been taken to investigate how far different brands of smartphones can read NFC tags. The result shows that…
have the funds to purchase them, creating an account receivable, or when they cannot afford the whole amount upfront and want to make payments they create a note receivable, which usually accrues interest. When it comes to the business side, granting credit helps increase sales, but it could also lead to a write-off because a customer did not pay. Furthermore, this is why ethics plays an important role by the creditor and the debtor. According to my accounting course, ethics is “a code of…
The GI Bill is a use-it-or-lose-it military benefit and expires 15 years from the day you leave active duty. In 2014, I would only have 4 years left to use the GI Bill, before the benefit would be lost to me forever. Fearing that one day I would regret not using this important benefit I decided to utilize it. Not being in school for the last 20 years, I decided I just wanted to get my foot wet first, so I decided to take the required real estate classes to be a mortgage broker. I decided to…
To understand everything about credit cards, one must first know everything about credit. “Credit, in commerce and finance, term used to denote transactions involving the transfer of money or other property on promise of repayment, usually at a fixed future date” (“Credit”). This means that people who use credit cards have made a promise of repayment. People who break promises usually face consequences, and that happens when they break this promise. If a person does not repay the borrowed money,…
Introduction: I have recorded data from a survey I have conducted in order to create strategies to increase internet sales. I have analyzed data from a sample size of 500 customer 's transactions and website activity was recorded from the previous month. The data included the day of the week the customer visited the website, the payment type, the amount of time spent on the website, the total number of pages viewed, the number of items purchased as well as the amount spent. With this data I have…
I know what it feels like to have a dark cloud of debt hanging over your head. You may feel stressed, anxious, overwhelmed, or even depressed. You may feel angry and disappointed with yourself because you let things spiral out of control. You may feel that your life is on hold because of your debt. I get it. It’s tough. I spent years pretending my financial problems didn’t exist. I know it can take years to build up the courage to face your fears and start working your way out of debt. If you…