United States. The information obtained for this discussion was obtained through an extensive interview with a participant who has spent 5 years working with the company in a number of different capacities. Speaking under anonymity, the interviewee was able to provide extensive information on the operations of the company. By providing a first-hand experience, the participant was able to shed light on many different theories as they are practiced in real-time. CATASTROPHE RESPONSE UNIT Catastrophe Response Unit Adjusters (CRU) is an independent claims adjusting firm that provides a unique product for their clients. As their name suggests, the company provides claims adjusting services to insurance carriers in the event of a catastrophe such as a flood, hurricane, tornado or other insurable perils. They service major insurance companies across North America – the United States and Canada – and are attempting to branch out into other markets on an international scale. The model for this company is simple and novel. Catastrophe occurrences generate an unprecedented number of claims from insurance policy holders. These major carriers do not have the personnel to fields such claims capacity and run the risk of losing business if their claims-handling procedure falls apart in the face of such events. CRU Adjusters allows companies to maintain an economically efficient level of personnel year-round, while increasing their capacity by contracting CRU to supplant their personnel…
Thomas Robert’s Malthus hypothesize that in the future population will exceed food production, which will cause an extreme scarcity of food and disease. Eventually leading to something known as the Malthusian catastrophe. This would happen because the population greatly increased while food supply decreased. Without control of the population, humanity would be reduced to disaster, such as poverty or state of war according to Malthusian theory. Malthus had a resolution to such problem. He…
The fukushima catastrophe that occured in 2001 demonstrated what happens when a nuclear power plant's saftey system fails. Along with this, the U.S. nuclear industry responded by saying that that will not happen here, but it can and it will eventually. Even if a meltdown doesn't occur, the waste the nuclear power plants produce do some damage to our enviroment. Every waste dump in the U.S. leaks radiation that can travel through the air,ground water, and agricultural consumption which can lead…
he article I picked was the columbine catastrophe: it is an article that Andrew Gumbel (2009) will always remember it was the principal consistently shooting on a school grounds. On April 20, 1999, two teens went on a shooting binge at Columbine High School in Littleton, Colorado, slaughtering 13 individuals and injuring more than 20 others before turning their firearms on themselves and committing suicide (Gumbel, 2009). The crime was the most exceedingly terrible high school shooting in U.S.…
were six editions of this essay which took into an account new factors and perspectives. This essay gave rise to the Malthusian controversy, which put an emphasis on marriage and birth rates. The neo-Malthusian controversy, which resulted many years after the Malthusian controversy, took into account similar factors; put a major emphasis on the number of children born. Rev. Malthus believed in two types of that could help reduce population growth. One type of check was preventive checks such as…
The Chernobyl Catastrophe and its Impact on the Environment Imagine New York City, a city bustling with life; busy streets, people flooding the sidewalks, flashing lights, and never ending noise. Now imagine a post-apocalyptic city; deserted streets, empty buildings, shattered windows, doors hanging from their hinges, weeds and overgrowth climbing up walls, and unsettling silence. This is how one may describe Pripyat, Ukraine. What was once a city filled with great activity and energy is now a…
Introduction Throughout the years, humans have tried to satisfy their unlimited desires with limited resources. The problem of scarcity that arises as a result on Earth is only amplified as the population grows. Historically, there have a number of viewpoints on the sustainability of population growth. Some of them have been more pessimistic than others. One of the most well known pessimistic viewpoints is that of Thomas Malthus. Thomas Robert Malthus was an English scholar and a professor of…
Running head: A MAGNIFICENT CATASTROPHE 1 A Magnificent Catastrophe Fahad Aljohani California State University San Marcos A Magnificent Catastrophe In one of his most concise and “compelling read” works, A Magnificent Catastrophe, Edward J. Larson provides us with a fresh access to reality by drawing an apt reference to history. The tone of the writer in the 335 pages of the book cannot be mistaken. The writer puts up a spirited effort to calm nerves and appeal to the…
The book A Magnificent Catastrophe by Edward J. Larson is about the election of 1800. This is the United States of America's most extraordinary and influential election that they have ever held due to all that it meant to the country. This election was the first election that had their own presidential campaigns no matter how chaotic and twisted the electoral process may have been. This election was so important that Larson called it “The Second American Revolution”(Larson 22). Larson called the…
The United States has gone through a lot of things. The US has been in some wars like Civil War, World War One, World War Two, and many more. Therefore, they have also had many catastrophes. The worst thing is 9/11 it is a bad deal. Hoping for a better future, and not have as many wars and catastrophes. The United States of America has gone through numerous wars and very tragic wars like the Civil War, WWI, WWII, and many more. The Civil War began in 1861 and divided the nation. According to…