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35 Cards in this Set

  • Front
  • Back
Medicare

also know as Title XVll of the Social Security Act (SSA) of 1965, provides healthcare to Americans 65 and older.

HIPPA




HIPPA - mandates regulations that govern:


Health Insurance Portability and Accountability Act... created to:




-give patients better access to insurance


-limit fraud and abuse


-reduce administrative costs




-Security


-Privacy


-Electronic transaction standards for health information

Medical Care


The diagnosis and treatment of those who are sick, injured or concerned about their health by members of a healthcare team




Identify (diagnose) the illness and provide care (treat)

Copayment

Provision in insurance policy that policyholder or patient pays a specific dollar amount to the provider for each visit or medical service rendered





Specific amount patient pays for each doctor visit (set by the insurance company

Group Health Insurance Coverage

Healthcare coverage available through employer/organization and the employer/organization pays part of all of the premium costs
Preventative Services

Provide early detection of health problems and allows treatment options that are less expensive and dramatic
Disability Insurance
Is just one of many different types of insurance coverage.
Hospitalist and Residents

Practice medicine only in a hospital setting.
2007 Census data estimates

Approximately 85% of people in the U.S. were covered by health insurance

Health insurance is available to individuals who


-Participate in individual health plans


-Participate in prepaid health plans


-Participate in group health plans

What introduced the first insurance policy?

Franklin Health Assurance Company of Massachusetts

MCR
Medicare Contracting Reform initiative was established to integrate the administration of Medical parts A & B
Who provided Worker's Compensation for federal employees of the federal employees in unusually hazardous jobs?
President Theodore Roosevelt signed legislation in 1908
Federal Employees' Compensation Act replaced the 1908 worker's compensation legislation and civilian employees of the federal government with


-Medical Care


-Survivor Benefits


-Compensation for lost wages

TPAs

Third Party Administrators administer healthcare plans process claims they serve as a system of checks and balances for labor and management.
2007 census data showed 28% of people in the U.S.

Are covered by government plans (Medicare, Medicaid and Tricare).
Insurance companies guarantee payment

To the insured in the event of an unforeseen event in exchange for a monthly premium.
POR


Problem-Oriented Record is a systematic method of documentation that consists of


-Initial plan


-Progress Notes


-Data base




Database collects several pieces of information, including :




-Chief complaint


-Review of systems (ROS)


-Present condition and diagnosis


-Physical exam


IPF PPS=

Inpatient Psychiatric Facility Prospective Payment System was begun January 1, 2005.
Worker's Compensation

is mandated by federal and state government and requires employers to cover medical expenses and lost wages for employees injured on the job.

OSHA
Occupational Safety and Health Administrative Act of 1970 was designed to protect employees against injuries due to occupational hazards in the workplace.

Tricare has three plans options:


-Tricare Standard


-Tricare Prime


-Tricare Extra


OPPS

Outpatient Prospective Payment Systems uses the Ambulatory Payment Classification (APCs) to calculate reimbursement for billing of hospital-based Medicare outpatient claims.

Who had the first Blue Shield plan?

California

CLIA


Clinical Laboratory Improvement Act established quality standards for all laboratory testing in a variety of settings.





Deals with standards for laboratory testing


Major Medical Insurance

Provides coverage for catastrophic or prolonged illness and injuries

Deductible

The amount the patient is financially responsible for before insurance pays
HMO

Provide healthcare services to subscribers in a given geographical area for a fixed fee

NCCI

National Correct Coding Initiative... promotes correct coding methodologies
What is Insurance?

is essentially a contract that protects from loss

Total Practice Management software automates the following medical practice functions:


-Registering patients


-Scheduling patients


-Generate claims and patient statements


-Process payments form patient and third party payer


-Produce administrative and clinical reports

Coinsurance
The percentage of cost the patient shares with the health plan

Based Period

Weekly benefit amount divided into quarters

Title XIX of the SSA of 1965 deals with Patient record

Patient visit documentation

Prepaid health plans

Were the forerunners of today's managed care plans.