Covers Your Belongings
Many people opt not to get renters insurance because they think that their landlord's policy will cover them. However, your landlord's policy will only cover the property itself. This means that if something happens to your belongings, then you will be the one who is responsible for replacing them. Landlords are responsible for paying for the damaged building. They are not responsible for replacing your belongings.
That is why it is a good idea to invest in renters insurance. Even if you think that you