I agree with your post. As well as you I believe that most of the financial crisis have a lot to do with unethical behavior. Starting from the politians that allow the big financial intuitions to play with the money of the consumer. One of the biggest problem during the 2008 crisis was that the banks were giving loan to basically anyone that had an income, but with a high interest rate causing these people to make impossible for them to keep up with the monthly payments. I always find interesting how the people with white collar jobs get to steal the people’s money and get away with it. According to Rakoff the author of The Financial Crisis: Why Have No High-Level Executives Been Prosecuted? (2014), he states he concerns how people’s money
