Rosalyn Schwartz lost medical coverage she had previously held through her husband job after she divorced him. She had a pre-existing condition an ulcer. She tried to buy coverage but companies offered her unaffordable policies that excluded treatment for ulcers. Later on, she developed breast cancer. However, since she had no coverage she postponed its excision.…
a.) In this income statement the operating expenses are included as opposed to the other two in which there is no operating income. b.) One of the income statement reflects a non-profit organization and the other a for profit business. You can tell because the for profit business must account for how much they think they will pay in income taxes that year, hence, one statement has a provision for income taxes.…
1) Describe some of the circumstances in which confidential health information can be disclosed without the patient's explicit consent Confidential health information can be disclosed under the following circumstances without the patient’s consent. Court orders and Subpoenas - when there is a court order made to have the health records available. The legal process to obtain health record information is through a subpoena. Statutory reports - Hospitals and medical personnel are required to report certain health information to public authorities.…
Should large businesses continue to provide healthcare benefits at a loss? Explain your rationale in light of the Affordable Care Act. I think they ought to continue because the political and monetary expenses of absolutely stopping the present framework are huge and change needs to happen progressively. The multifaceted nature of moving from the present employer based framework is colossal, yet would be helpful in the long run. The more drawn out the present framework struggles and neglects to fittingly address its fundamental issues of cost, access and quality, the more individuals will look toward the national government to think of an answer and maybe be the supplier of last resort.…
1) From the case study, provide one example of each of the forms that public policies can take: laws, rules or regulations, other implementation decisions, and judicial decisions. Law: Social Security Amendment of 1965 is a public law 89-96. It was created to aid senior citizens with health insurance (Medicare) and to provide health care to indigent population and disabled (Medicaid). Rules/Regulations:…
The reason that the Affordable Care Act got created was to help the current cost of our healthcare, provide insurance options for those who are uninsured who cannot afford current policies, and those who cannot receive insurance because of preexisting conditions. These holes within our system created a cause for concern and the Affordable Care Act was going to help cover in these holes over a period of years so not all the changes would be done at once. Insurance policies for small companies would receive tax breaks to help keep policies affordable, create insurance exchange programs so more people can find affordable insurance who are uninsured, young adults can stay on their parents’ insurance until 26, and insurance companies cannot discriminate…
I believe a few challenges the ACA still faces is with miscommunication of parts of the legislation and the increasing cost to patients. A good example of the miscommunication of the legislation that led to more cost to a patient is a case where a family was made to repay tax credits they received after they had taken what they thought to be the appropriate steps. The advance premium tax credit under the ACA can turn out to be bitter sweet for some people. Under the plan, taxpayers with household incomes between 100 – 400% of the federal poverty line can receive premium assistance tax credits when they purchase plans through a health insurance exchange (Reichert, 2017). This is a benefit to those Americans because they are eligible for…
The landscape for transgender healthcare has been radically impacted by the passage and implementation of the Affordable Care Act [ACA]. The ACA paved the way for the state and country to address the discrimination and barriers to accessing care that many transgender people have experienced. Over the past few years there have been significant changes to trans-specific healthcare coverage, which can be attributed to the clarification of Senate Bill 2 and the state and federal mandates. In this paper I will discuss the laws more in-depth, how they affect Kaiser Permanente specifically, and some recommendations on how to support fully inclusive healthcare. Background…
Abstract This proposal looks to introduce the readers to a new legislations that will allow all citizens to have equal access along with fair access to a health care system. This plan will outline many key areas that will allow for employers to gain benefits for having coverage options for both full and part-time workers. In addition, this proposal will set a guideline to allow for an equal cost healthcare system for everyone that wishes to have coverage. The current plan, the Affordable Care Act, will be discussed throughout this proposal discussing how this plan is detrimental for the American people and the economy.…
I want to be a spokesperson for the Affordable Care Act (ACA) to be expanded in states that does not have the expanded coverage but are considering to expand. There are only two states that are to open debate to the expanding coverage, which are Utah and Indiana. However, twenty-one states are not implementing the expansion at this time. The privileges for this role is hearing why Indiana government is still debating about expanding the ACA to help uninsured Americans; I would be able to assist Mike Pence, Indiana Governor increase health literacy.…
Obamacare has been largely successful. The Affordable Care Act’s overall goal of reducing the number of uninsured person has been met. According to the New York Times, “by allowing young people to remain on their parents’ plans until they are 26, the ACA has also reduced the amount of uninsured youth from 34 to 21 percent in 2010”.…
The Affordable Care Act ( ACA) was initially created so that low-income families could receive health care benefits. This led to a court case between the National Federation of Independent Business and Kathleen Sebelius, where the Affordable Care Act was questioned its constitutionality. The National Federation of Independent Business v. Sebelius allowed people to be aware of the current healthcare issues and how the court case impacted the healthcare system. Primarily, the introduction of the court case enabled the awareness of healthcare issues in the United States.…
Introduction The Affordable Care Act has transformed the health care system for individuals with chronic illnesses. The ACA stipulates that insurance companies can no longer discriminate against individuals with preexisting conditions (Burge, & Schade, 2014). Prior the enactment of the ACA, individuals with chronic conditions, had difficulties procuring health insurance because of their illness. Individuals with chronic conditions from low income households must have an earning about 400% below the federal established poverty guideline, which as of date is $45,960 to qualify for federally subsidized health insurance (Burge et al., 2014). Researchers estimated that approximately thirty-two million Americans with chronic conditions will have access to health care as a result of the ACA (Arora et…
1. There are two main types of third party payers: private insures and public programs. Private payers sell insurance as a product in order to invest into health benefits, where the provider gets paid for the delivered healthcare service. Commercial insurers, Bleu Cross Blue Shield and self-insures are the main private insures in the country. BCBS is a set of independent companies that are required to follow the rules of the main nationwide association in order to be part of it.…
1.This mission statement targets it purchasers and investors, along with everyone else associated with Universal Health Services, Incorporation. The mission statement declares they want purchases to select them and investors to stay in business with them for the long run. This emphasizes the degree of which they truly do care about the people outside of their business that help keep it running. 2.This mission statement states it wants its employees to be proud of the corporation, not holding stigma towards their place of work.…