On 11th September 2001, United States of America experienced one of the largest terrorist attacks. Such type of attacks has forced many security agencies of many countries to review their own security measures and policies. The four hijackings of the plane on September 11th represents the event of terrorist activities due to a number of reasons. First, the total number of death during 9/11 attacks was unacceptable, as the total number of death in 9/11 attacks was equal to a total number of deaths due to terrorists attcks from 1988 to 2000 in the United States of America. Second, the losses related to 9/11 attacks was up to $80 billion USD which cause a huge loss to insurance companies and since then most of the insurance companies were not
