Financial planner

her book was how the government supported the many urban planners who wanted to inject failing cities with big monopolizing industries along with areas of town specified for only one type of industry with the assumption that large industries would stabilize the economy because of “better internalization of the rewards to innovation” and good business experience would attract more capital than local competition . Unlike most urban planners at the time, Jacob’s theories supported that “variety and…

expanded its role in central banking and along with time continued expanding and earning a good reputation in the market (Australia, 2014). Commonwealth Bank of Australia is also one of the multinational banks of the world that provides a number of financial services to its clients such as managing the funds, retail services, investment services etc. This group has also got itself…

In Australia, to supervise and work as a watch dog for fair financial markets and financial services, there are two regulators established. One regulator is Australian Prudential regulatory authority (called APRA) and another is Australian Securities Investment Commission (called ASIC). These two has different functions. APRA could be regards as prudential regulator; the roles of APRA are supervising banks, credit union, insurance companies, building societies, and most groups of superannuation…

INTRODUCTION The definition of financial literacy by Organization for Economic Co-operation and Development (OECD) is “combination of financial knowledge, financial behavior and financial attitude necessary to make sound financial decisions and ultimately achieve individual well-being”. Financial literacy is helpful for an individual since it improves the understanding level of financial matters which ultimately helps them in processing financial information and also helps in making informed…

the court found that the Word documents in question contained recommendations to clients that were routinely know and utilized throughout the financial planning industry. Id. at 22. The Excel templates consisted of a tax projection template based on IRS formulas and retirement income templates which contained formulas routinely used by financial planners. Id. The court held that since the documents and templates were readily known to the industry and given to many clients for then to disseminate…

How to become a financial advisor? General description of the job A financial advisor assists clients with their financial matters such as finding insurance options, retirement planning, and investment strategies. Financial advisors have a thorough understanding of banking procedures and policies, stock market regulations, and insurance policies. To become a financial advisor, one should enjoy managing money and working directly with clients. A financial advisor is responsible for meeting with…

fiduciary rule, financial planners will no longer have their own interests in earning high-commissions and fees over their clients. The new rule is to protect advisor’s clients by adding a sense of transparency by making sure the advisor is acting within the best interest of the client, by recommending the best investments at the lowest prices. Implementation of the new rule is set out to prevent the $17 billion a year in government claims by reducing the exorbitant fees associated with…

Is It Legal? Although there is no legal law that regulates the issue at hand, compliance with company policies needs to be checked. Fundamental Principles: Integrity The producer seems to lack integrity as his statement implies that set workers are inferior to all other workers. Objectivity The producer is more bias to the actors/actresses simply because their skill brings in more money. Professional Behavior The producer failed to behave in a professional and as a results can results in his…

During this professional development class, I have a comprehensive and distinct awareness of my strengths, interests and weakness in the occupational field. In this report, I will firstly focus on my existing knowledge and skills through coursework and related experience. Then my research of career and organization and informational interview help me figure out the employers’ expected qualities of my desired career. Lastly, from consisting information, I come to know some areas to develop and…

About the author Rigoberto Puentes is a Certified Financial Planner from the Florida State University (FSU). He is a former member (2014) of the Body of Knowledge of the Financial Planning Standard Board (FPSB), the entity with the mission of establishing Financial Planning as a Global Profession. He founded and chaired Personal Financial Planning at the University of Nueva Esparta in Caracas. Rigoberto has developed his career as Investment Adviser (series 65). He has more than 25 years of…