Community Reinvestment Act

case can be made for the most apparent events that did impact the crisis. The names Fannie Mae, Freddie Mac, CRA (Community Reinvestment Act 1977), and AIG are just a few among all the conceivable notions. A Lost Beginning Where the 2008 Financial Crisis truly begins is hard to pinpoint. The numerous agencies and regulations involved all played a key role at different times and even those not directly involved, way…

In addition to these acts there is also three executive orders: Executive Order 12898: Federal Actions to Address Environmental Justice in Minority Populations and Low-Income Populations Executive Order 13006: Locating Federal Facilities on Historic Properties in Our Nation 's Central Cities Executive Order 13007: Indian Sacred Sites In addition, there is the: Community Reinvestment Act (CRA) which congress pushed through in 1977 to reduce discriminatory credit practices against low-income…

America 's net electricity generated (US Official News 2014b). Kentucky senator Mitch McConnell has been working with contacts outside of Congress to ensure legal delays on Obama 's proposed solar projects to ensure the livelihood of coal related jobs in his state (Davenport 2015). However, this kind of backlash fails to see the job potential the solar market possesses. In 2014 the Energy Department launched the Solar Ready Vets Program, aiming to train 25,000 veterans to install solar equipment…

consequences that this recession had on the United States were devastating and affected a countless amount of people. That is the reason why the 111th United States Congress in the month of February in the year 2009 passed the American Recovery and Reinvestment Act of 2009 that was signed into law by President Barack Obama on the date of February 17, 2009. ("American Recovery and Reinvestment Act of 2009", Wikipedia.org)The American Recovery and Reinvestment Act of 2009 was also commonly known…

Through his work with Senator John McCain, Senator Obama got the Honest Leadership and Open Government Act (HLOGA) passed. It was Obama’s first attempt to slow down the “revolving door.” Its goal is to stop excess in privately funded travel and gifts. HGOLA is also trying to increase transparency and make it easier for the public to understand lobbying activities. Another particular focus of the HLOGA is that it makes it unacceptable for senior Senate staff and Senate officers to have any…

After a devastating earthquake hit an already poverty-stricken nation, Obama immediately passed the Haiti Debt Relief and Earthquake Recovery Act of 2010 to provide funds to reconstruct the third world country. The act gave Haiti $100 million and urged the Secretary of Treasury to give the country a pass on anything that they might need to repay (Haiti Debt Relief, January 2010). Specifically it sought to cancel all remaining debts by Haiti, suspension of its debt service payments, and provision…

equality, diversity, and economic stability. Instead of following Pitney’s strategy of evaluation, we should measure the progress of the country during the Obama presidency. Furthermore, if we finally analyze this progress in relation to Professor David Prindle’s list of tests (Leadership, Character, Intelligence, Success, and Consequence)8, we will come to see just how significant the Obama presidency was. Much of the Obama presidency’s success comes from Obama’s major accomplishments in…

presidential administration have expanded federal author in the educational policy. In fact, when it comes to Common Core, “it is state-led effort that is not a part of No Child Left Behind or any other initiative” (Association & Officers, 2015). According to CCSSI, “the federal government had no role in the development of the Common Core. State adoption of the standards is in no way mandatory.” Before the American Recovery and Reinvestment Act of 2009 signed into law by President Obama. States…

Lutheran Settlement House is really the only social service agency within the community. It has been providing services to Fishtown and the Philadelphia area since 1902. The services since then may have changed but it’s core mission of “empowering individuals, families, and communities to achieve and maintain self-sufficiency through an integrated program of social, educational, and advocacy services” has not ("History | Lutheran Settlement House | Empowering Children, Adults, Families, and…

adaptations and improvements to three key areas of the community and city design: (1) the physical and built environment; (2) the social environment; and (3) housing. Physical and built environment Menec et al. (2011) describe the built environment as comprising the outdoor spaces (e.g. green spaces, parks, walking trails), buildings and natural environment of a community, such as its air and water quality. The physical and built environment are important factors in age-friendly community…