I am writing to you on behalf of my parents Anthony and Deborah Holmes to provide some furthur clarification on the circumstances regarding the debt owed to your client Mrs Harris. I understand its under your duress whether you take any heed of this email but I feel there has been some information lost along the line in regards to our agreement with Mrs Harris. I do not claim to have any legal knowledge on these matters so forgive me if the following is a bit basic but, as has been the case throughout, we aim to be fully transparent regarding these matters.
As you are aware Mrs Harris has a charge upon Anthony's interest in the property for £54,000. As you can see from the attached there are 2 prior charges in the same manner from …show more content…
It was due to costs we never had this legally written up again, as at this point costs were mounting up fast (a mistake now I am dreadfully aware of). Mrs Holmes also agreed she would accept this arrangement and we would sort out our own finances once Mrs Harris and the other charges were cleared. We agreed to deal through Mrs Harries' contacts of AAA management. They have been through mortgage offers with myself and know this is a viable route, as far as I was aware we were simply waiting for the work to complete to obtain the completion certificate then would be in touch with them to set everything …show more content…
On starting the work One stop informed us that the work RJ home improvements had done had been substandard and needed re-doing ultimately meaning we had lost again 4 months of head way we thought we had gained. One stop produced excellent progression on the building works but once they had completed the contract we initially signed with them, they could not devote any more time to us due to other projects. The company we are working with now is Peter Schroders home improvements who are also producing excellent work and things are near finished. We are restricted by month by month wages to pay for the works and therefore is taking slightly longer than if there was some pot of money to draw on. £20,000 of my own finances later we are left with Only 3 points left to complete for me to obtain the mortgage. This was of course until we were knocked for six with the arrival of the letters from The Sheriffs Office company and proceeding forward looks